Dynamic Currency Conversion:
Moneris Go Solutions Integration

DCC improves the customer experience by offering transparency and convenience for international shoppers, enabling them to pay in their home currency while the merchant receives funds in their own domestic currency, avoiding manual foreign exchange handling and simplifying settlement for merchants. It requires no custom development and adds value at the point of sale for supported Visa and Mastercard cards.

DCC enables:

·      Automatic detection of eligible foreign cards

·      Real-time currency conversion offer to the cardholder

·      Optional opt-in display to cardholder

·      No ECR integration required

·      Support for purchase, pre-auth, and refund (card-present only)

User Journey

1

2

3

Prerequisites

  • Moneris Go terminal with latest software version

  • DCC feature enabled by your Moneris client consultant

  • Terminal synchronized (Sync command performed after DCC is enabled)

  • No special ECR configuration required

  • Supported cards:

    • Visa and Mastercard in foreign currency

    • Contact and Contactless interfaces

    • Mastercard Contactless: mobile wallet only

1. Enable DCC via Client Consultant

Contact your Moneris client consultant to request DCC activation. Ensure that you’re updated to the latest software version of Moneris Go.

2. Sync the Terminal

Ensure the latest terminal configuration is applied after DCC is enabled by Moneris, by sending a Sync command from the terminal.

3. Initiate Transaction with Foreign Card

When the cardholder taps or inserts a foreign-issued Visa or Mastercard, the terminal automatically triggers DCC evaluation and identifies eligibility for DCC.

4. Terminal Presents DCC Offer

The terminal displays the amount in the customer’s currency, including exchange rate and markup.
The cardholder may accept or decline.

5. DCC Transaction Processed if Accepted

If the cardholder accepts, the transaction is completed in the foreign currency.
Merchant still receives funds in domestic currency.

OPTIONAL: Capture Optional Opt-In Flag

The payment response from the terminal may include a flag indicating DCC was accepted.
This is informational only and does not require processing logic on the POS or ECR.

Additional Notes

  • DCC is not supported for card-on-file refund scenarios.

  • DCC is supported for:

    • Purchase

    • Refund (card present)

    • Pre-authorization and completion

  • No changes are required in your ECR integration to support DCC.